How Revolut's $120M NZ Expansion Alerted a Rival to Act
Introduction: The Competitive Landscape in NZ Fintech
New Zealand's fintech market is heating up, with local players like Xero, Pushpay, and newcomer Hnry dominating, alongside global giants like PayPal and Wise. The market is ripe for disruption, but barriers to entry—regulatory hurdles and a small, discerning customer