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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• Alan Olicón Hernández has left PayJoy as the Legal & Compliance Director - México, Ecuador & Panamá to join Airwallex as the Senior Compliance Manager & Money Laundering Reporting Officer, MX.
• PayJoy is funding a forest protection project in the Amazon, Peru, in 2025 as part of its ongoing commitment to sustainability and carbon neutrality.
• PayJoy is running a Mother's Day promotion called 'Conexões de Mãe' from April 22 to May 10, 2025, offering participants a chance to win one of 10 smartphones by sharing their stories.

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