Mcredit | Competitive Intelligence Profile
Mcredit, officially known as Công ty Tài chính tín dụng tiêu dùng TNHH MB Shinsei, is a consumer finance company established in 2016....

Mcredit, officially known as Công ty Tài chính tín dụng tiêu dùng TNHH MB Shinsei, is a consumer finance company established in 2016. It is a joint venture between Military Commercial Joint Stock Bank (part of MB Group) and SBI Shinsei Bank from Japan. Mcredit specializes in providing convenient financial solutions, including cash loans and installment loans for motorcycles, phones, and appliances, with competitive interest rates starting from 1.39%. The company is known for its customer-centric approach, leveraging smart digital technology to offer comprehensive product strategies and the best customer experience. Mcredit has received several awards and recognitions for its services and aims to be the most convenient digital financial service provider for customers in Vietnam.
🛍️ Mcredit Product and Pricing Intelligence →
📅 Mcredit Event Participations →
⚖️ Mcredit Regulatory Intelligence →
👔 Mcredit Management and Leadership Team →
⚔️ Mcredit Alternatives and Competitors →
💼 Mcredit Hiring and Layoffs →
🤝 Mcredit Partnerships, Clients and Vendors →
📈 Mcredit Financial Performance, Fundraising, M&A →

🛍️ Mcredit Product and Pricing Intelligence
Leverage product insights to define key product development milestones, guide go-to-market planning, build a robust product-market fit matrix, and perform in-depth SWOT analyses.
Harness pricing intelligence to support strategic pricing decisions, conduct competitive pricing analysis, and craft effective differential pricing strategies.
- Mcredit offers a summer 2025 financial solution on the MBBank app with fast loans up to 60 million VND and chances to win a Macbook or Urbox voucher until August 31, 2025.
- In July 2025, Mcredit disclosed an average loan interest rate of 26.92% per year as of June 2025.
- Mcredit offers a promotion until September 30, 2025, where customers buying motorcycles on installment get a chance to win prizes totaling 62 million VND.
📅 Mcredit Event Participations
Stay updated on where your competitors are showing up—industry conferences, webinars, podcasts, and speaking engagements—to gauge their messaging, target audiences, and strategic focus. Discover how they’re positioning themselves in the market, what narratives they’re pushing, and which partnerships they’re cultivating. Use this intelligence to refine your own positioning, identify missed opportunities, and stay top-of-mind in your industry.
- Mcredit held a mid-year conference in Hanoi on July 26, 2025, where CEO Dinh Quang Huy shared the company ranks 2nd in size and 3rd in efficiency, serving over 3.7 million customers nationwide.
⚖️ Mcredit Regulatory Intelligence
Monitor critical regulatory events—such as issued or revoked licenses, lawsuits, investigations, and court rulings—to understand the compliance posture and legal exposure of your rivals. Spot early warning signs of operational risk, delays, or reputational damage, and use these insights to fine-tune your market strategy, mitigate your own risk, or capitalize on competitor setbacks.
👔 Mcredit Management and Leadership Team
Understand who’s steering your competitors by tracking changes in their management and leadership teams. Gain insights into strategic direction, leadership style, and organizational priorities based on executive backgrounds and hiring trends. Use this knowledge to anticipate competitive moves, tailor your sales or partnership approach, and benchmark against industry leaders.
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Deputy CEO
⚔️ Mcredit Alternatives and Competitors
Identify the competitors of your competitors to uncover indirect threats, emerging disruptors, and untapped opportunities. Understand the broader competitive ecosystem, spot white space in the market, and gain strategic context that helps you position more effectively. These insights sharpen your market intelligence and reveal angles others often overlook.
- MoMo |
- Fiin |
- TIMA |
- ACB - Asia Commercial Bank |
- Vietcombank |
- BIDV - Ngân hàng TMCP Đầu tư & Phát triển Việt Nam |
- Vietnam Prosperity Bank - VPBank |
- LIENVIETPOSTBANK |
- Waynimovil |
- BCA Finance |
- Chorus Capital Management |
- easycredit.vn |
- INXY Payments |
- RockX |
- Nash

💼 Mcredit Hiring and Layoffs
Track key workforce changes—new hires, leadership shifts, and layoffs—to spot strategic organizational moves. Identify rising competitors, uncover shifts in company direction, and seize opportunities to attract top talent or engage new decision-makers. Use these insights to refine your recruitment strategy and build stronger business relationships.
- Mcredit is hiring a Business Finance Specialist in Vietnam.
- Mcredit offers competitive bonuses and comprehensive health insurance benefits for employees and their families.
- Mcredit is hiring phone debt collection staff in Hanoi with a salary of 15-30 million VND, requiring no experience and skills in debt handling and phone sales.
🤝 Mcredit Partnerships, Clients and Vendors
Monitor new partnerships, client wins, and vendor relationships to understand where your competitors are gaining traction. Spot emerging alliances, evaluate ecosystem shifts, and identify potential partners or prospects early. These insights help you refine your sales strategy, anticipate market movements, and stay one step ahead in a dynamic competitive landscape.
📈 Mcredit Financial Performance, Fundraising, M&A
Track competitors’ financial performance, fundraising rounds, and M&A activity to assess their growth trajectory and strategic focus. Uncover signals of expansion, market entry, or consolidation, and benchmark your position accordingly. Use these insights to inform investor conversations, identify acquisition opportunities, and fine-tune your competitive strategy.
- Mcredit strengthens its financial capacity and makes significant progress in business growth in 2025.
- Mcredit achieved a total revenue of 3,830 billion VND and a pre-tax profit exceeding 60 billion VND in the first half of 2025, with loan balances increasing by 11% year-on-year to 28,422 billion VND.
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