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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• PayJoy ranked No. 12 in The Financial Technology Report's Top 100 Financial Technology Companies of 2024 for its technology that turns smartphones into digital collateral.
• Andrés Felipe Laverde Castañeda has joined PayJoy as a Sales Representative in Colombia, previously serving as Zone Manager at WOM Colombia.
• PayJoy is hiring a Staff Software Engineer in San Francisco to lead the development of an AWS and Kubernetes-based platform for backend applications.

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