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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• Nitant Desai has joined PayJoy as Country Manager in India, previously holding a position at another company.
• PayJoy's CTO Bharath Ramarathinam visited the Mexico City office for quarterly launches and welcomed new team member Lucia Villar.
• Priscila Barrantes, PayJoy's VP and Country Manager for Mexico, has been named among The Financial Technology Report's top 50 women leaders in financial technology for 2024.

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