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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• Doug Ricket, CEO of PayJoy, was recognized as one of the Top 50 Financial Technology CEOs of 2024 by The Financial Technology Report for his work in providing credit access in emerging markets using mobile security technology.
• Priscila Barrantes, VP & Country Manager of PayJoy México, participated in a panel at the FinTech México Festival 2025 discussing the impact of AI on financial inclusion.
• PayJoy's CFO Bill Yialamas and Head of IR Weili Dong will attend the Fintech Meetup in Las Vegas from March 10-13.
• PayJoy is opening 45 hybrid job positions in 2025 across Sales, IT, and Finance, offering benefits like English courses and meal vouchers.

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