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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• Brad Pennington, president of financial products at PayJoy, emphasizes the importance of having a clear mission to define what 'doing good' means for a fintech company.
• Leslie Gomez Reyes has joined PayJoy as Merchant Operations in Peru, previously working as Operations Analyst at Prima AFP.
• PayJoy has a low reputation score of 3.3 out of 10 on Reclame Aqui and is not recommended.

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