---

Brought to you by RivalSense - an AI tool for monitoring any company.

RivalSense tracks the most important product launches, fundraising news, partnerships, hiring activities, pricing changes, tech news, vendors, corporate filings, media mentions, and other developments of companies you're following 💡

---

PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

---

PayJoy - Latest News and Updates

• Fernando González Soto has left PayJoy, where he served as Finance Manager Spanish Speaking Latam in Colombia, to join Watu Credit as Head of Finance Latam in Mexico and Colombia.
• PayJoy Perú promotes a 3-step process to help businesses attract more customers and increase sales.
• A customer reported that Experian incorrectly lists two closed PayJoy rental agreements as active, despite multiple attempts to correct the error.
• Neto Cavalcante, Territory Manager, announced a job opportunity at PayJoy on February 3.

---

Sign up to receive regular updates

If you liked the insights, consider following your own companies of interest. Receive weekly insights directly to your inbox using RivalSense.