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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• OPPO South Africa promotes PayJoy's smart finance deals for purchasing OPPO products without a credit card.
• Daniela Suarez has left PayJoy as a Finance Analyst in Ecuador to become the Financial Director at Direct Cargo S.A. Freight Forwarder.
• PayJoy has been criticized for not fully disclosing terms to customers, resulting in a low reputation score of 3.5 out of 10 on Reclame Aqui.
• Alan Eduardo Villalobos Iglesias, Sales Representative at PayJoy Ecuador, celebrated his first year with the company, highlighting its positive impact on access to technology and business growth in Ecuador.

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