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PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

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PayJoy - Latest News and Updates

• Cristiano L. has left PayJoy as a Senior Accountant Audit in Brazil to join Kajae as a Senior Accountant.
• PayJoy is featured in Forbes for its role in revolutionizing credit in emerging markets and is approaching $450 million in annual revenue.
• PayJoy, led by Alfonso Arango as Country Manager in Colombia, is revolutionizing access to smartphones and credit with flexible financing plans, serving nearly 2 million users in Colombia and projecting a 21% growth this year.

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