---

Brought to you by RivalSense - an AI tool for monitoring any company.

RivalSense tracks the most important product launches, fundraising news, partnerships, hiring activities, pricing changes, tech news, vendors, corporate filings, media mentions, and other developments of companies you're following 💡

---

PayJoy

🌎 payjoy.com

PayJoy is a mission-first financial service provider based in San Francisco, California, dedicated to helping under-served customers in emerging markets achieve financial stability. The company offers unique financing solutions that allow individuals to purchase smartphones on credit without needing a credit card or bank account. Utilizing patented technology that turns smartphones into digital collateral, PayJoy employs advanced machine learning and anti-fraud AI to provide low-cost loans and qualify a wide range of customers. As of 2024, PayJoy has provided billions in credit to 12 million customers, focusing on sustainable and profitable growth.

---

PayJoy - Latest News and Updates

• Sofia Barrueto has left PayJoy, where she served as Sales Supervisor, to join Banco de Bogotá as Commercial Coordinator in Colombia.
• PayJoy is currently hiring a Territory Manager in Ecuador.
• PayJoy advises users to define a clear objective before acquiring their first line of credit.
• On November 30, PayJoy actively strengthened partnerships in the Brazilian retail sector during the Black Friday 2024 event.
• PayJoy is hiring a Sales Representative in Maceió.

---

Sign up to receive regular updates

If you liked the insights, consider following your own companies of interest. Receive weekly insights directly to your inbox using RivalSense.